Your captain starts with 5 skill points for the whole ship. Each point adds +2% to that stat for every pirate. Assign all 5 now — you can change them later in your captain profile (reset costs doubloons).

Example: 2 / 1 / 1 / 1 / 0 / 0 = Strength +4%, Agility +2%, …

Points assigned: 5 / 5